After an impressive move higher during the first half of 2019, risk assets saw little movement to the upside in the third quarter. The S&P 500 did reach a record high of 3,025 on July 26th, only to slide back six percent over the following six trading days as, once again, investors had to digest…
How long will $500,000 last in retirement? The answer is… it depends. You’ll need to start with some basic retirement questions. To a large degree, your ability to retire on $500,000 will depend on your answers: How old are you and how long do you want to plan on funding your retirement? How much will…
The second quarter of 2019 brought more gains for investors, with the S&P 500 Index hitting a new record high of 2,954 on June 20th in the process. While impressive, in order to get there, market participants had to endure yet another bout of volatility, including a swift correction in May. Developed international stocks also…
The Pinnacle investment team has been working diligently for the past eight weeks to gradually move our managed portfolios to a neutral asset allocation. This leads to the question, what the heck is a “neutral” asset allocation and why should I care? Interestingly, a large percentage of the traditional investment world (by traditional, I mean…
If you’re a Pinnacle client, I have some very good news for you. I’ll get to that in a moment, but first, I want to share a few observations about recent market activity… Based on the current status of the markets as related by the media, are investors entitled to be anxious? Nervous? Frightened? Of…
Sophisticated investors pay attention when someone brings up the topic of portfolio risk management. Affluent investors are often the most risk averse, perhaps because they have already accumulated enough money during their lifetime to achieve their financial planning objectives. Having reached their accumulation goals, they don’t want to lose their hard-earned gains because the financial…
On Saturday, March 17, 2018, Pinnacle Advisory Group’s investment team offered their thoughts on the market, outlined upcoming investment trends and wealth preservation strategies, and explained our approach to risk management. Here’s what they covered: 0:00 – Ken Solow: Volatility and Risk 20:56 – Rick Vollaro: A Time of Gradual Transition 39:08 – Sauro Locatelli:…
James had been a saver for his entire adult life and was proud of the fact that he had accumulated his retirement nest egg by following the financial ‘rules of the game.’ He and his wife, Irene, had saved the $3 million their advisors said was the amount they needed to finally retire and pursue…
We are pleased to present a recording of “Roadmaps and Hangovers,” our 2017 Inside the Investment Committee event, which gave attendees an inside look at the thoughts, views, and strategies of our investment team.
Do the terms “upward sloping equity glide paths” and “bond tents” seem unfamiliar to you? They are terms that financial planning researchers are using to describe investment strategies designed to mitigate “sequence risk,” the risk that your portfolio returns will occur in the wrong order, thereby negatively impacting the amount of income your retirement account…
